Topic: Privacy Rights Clearinghouse

How to Read a FICO Score

Your FICO credit score is a three-digit number ranging from 300 to 850, according to Privacy Rights Clearinghouse, a nonprofit consumer information company. Annual Credit Report is authorized by the Federal Trade Commission to offer consumers a free copy of your credit ...
Getting a loan with a really bad credit history may be difficult. Order the credit report for free from Annual Credit Report (see Resources). It's the only site officially authorized by the Federal Trade Commission to offer free credit reports under the ...
Federal Trade Commission Find resources and information on the Fair Debt Collection Practices Act-learn what your rights are when it comes to debt collectors.. National Foundation for Credit Counseling For non-profit help with unmanageable debt; find non-profit credit counselors in your area..
Necessary Consent In general, employers cannot perform a background check on an individual unless the person consents to a background search, according to All Business. Statute of Limitations Employer background checks, like credit reports, cannot include negative information older than seven years, ...

Big Brother is watching

Your personal information-everything from your shopping habits to your health history-can be available to creditors, employers, landlords, insurers, law enforcement agencies, and, of course, criminals. When users buy and compile various pieces of information about you, "they can paint a very complete ...