Topic: Personal Credit Ratings

The Cons of Retail Credit Cards

Here's why you shouldn't open a store credit card just to get a discount on your holiday purchases.Here's why you shouldn't open a store credit card just to get a discount on your holiday purchases.By John Ulzheimer, Guest ColumnistWhen you’re doing your ...
Here are five things to consider before switching credit cards to take advantage of a low rate.Here are five things to consider before switching credit cards to take advantage of a low rate.If your mailbox has been filling up lately with offers ...

Understand and Improve Your Credit Score

It's Get Smart About Credit Day -- so learn why this number is important, how to get your score and how to boost it if it is low.It's Get Smart About Credit Day -- so learn why this number is important, how ...

How to Improve Your Credit Score

Making debt payments on time and not opening too many accounts are among the things you can do to boost your number.Making debt payments on time and not opening too many accounts are among the things you can do to boost your ...

Great Advice From Around the Web

A weekly look at personal finance tips and insights others are offering.A weekly look at personal finance tips and insights others are offering.A lot of confusion surrounds credit scores. To help answer some questions you may have, I rounded up some great ...

Free Credit Score Catch

Lenders must reveal your credit score free if you are denied credit or charged a higher rate.Lenders must reveal your credit score free if you are denied credit or charged a higher rate.I’ve been reading about various consumer-friendly rules that are scheduled ...

Should You Refinance?

With mortgage rates so low, lots of homeowners are looking to get new loans. But be prepared to jump through a lot of hoops and weigh all the costs.With mortgage rates so low, lots of homeowners are looking to get new loans. ...

Fabulous Freebies 2011

Welcome to the land of the freebies, the home of the savers. These 31 top-notch goods and services don't cost a thing.Welcome to the land of the freebies, the home of the savers. These 31 top-notch goods and services don't cost a ...

Analysis: How low can mortgage rates go?

NEW YORK (Reuters) - Mark Sass and his wife Jan decided to refinance the mortgage on their Cincinnati, Ohio, home on Friday, just days before the Federal Reserve pledged to keep rates near historic lows through the first half of 2013."I knew ...
These cards offer reasonable rates, generous rewards and no annual fee.These cards offer reasonable rates, generous rewards and no annual fee.Not so long ago, any college student who could sign his name could qualify for a credit card. But the Credit Card ...
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